Homebuilders and housing ETFs in the refinancing cycle

Homebuilders and housing suppliers. Driven by mortgage rates, and how many existing homes are for sale.

3ETFs in this category

$4.0bnmoney in them

4.3%of the refinancing cycle’s money

ITBlargest unleveraged ETF, 58.6%

How they did, to Nov 2, 2026

	1 month	YTD	12 months
Category median	+8.1%	+1.9%	+0.5%
Its story	+6.0%	+10.3%	+10.5%
Broad US ETFs	−2.5%	+11.5%	+11.8%

1 month

YTD

12 months

Category median

+8.1%

+1.9%

+0.5%

Its story

+6.0%

+10.3%

+10.5%

Broad US ETFs

−2.5%

+11.5%

+11.8%

Every ETF here, largest first

#	ETF	Name	Assets	Share	12 months	Fee
1	ITB	iShares U.S. Home Construction ETF	$2.4bn	58.6%	−2.1%	0.37%
2	XHB	SPDR S&P Homebuilders ETF	$1.6bn	40.6%	+0.7%	0.35%
3	HOMZ	Hoya Capital Housing ETF	$33m	0.8%	+0.5%	0.30%

Other categories in the refinancing cycle

Broad real estate 34 ETFs Property sectors 4 ETFs Mortgage REITs 2 ETFs High-yield REITs 2 ETFs Leveraged and inverse 8 ETFs Everything else 3 ETFs

Common questions

Which ETFs are homebuilders and housing ETFs?3 US ETFs sit in this category of the refinancing cycle. Homebuilders and housing suppliers. Driven by mortgage rates, and how many existing homes are for sale.

What is the largest homebuilders and housing ETF?ITB, iShares U.S. Home Construction ETF, with $2.4bn, 58.6% of the category's money.

How have homebuilders and housing ETFs performed?The median unleveraged ETF here returned +0.5% over the last 12 months to Nov 2, 2026, against +11.8% for broad US ETFs. Past performance, not a forecast.